Each plan consists of the following;
|
Required Y / N |
Type |
Coverage |
Plan design |
| Y | Life | 1X earning | Higher coverage option for 7+ employees |
| Y | Accidental death / dismemberment | 1X earning | Higher coverage option for 7+ employees |
| Y 1-6 employees N 7+ employees | Dependant life | 5,000 spouse / 2,500 child | Higher coverage option for 7+ employees |
| Y 1-6 employees N 7+ employees | Long-term disability | 60% monthly earnings / 2,500 monthly max. | Higher max. for 7+ employees. Plan design options vary in benefit period and coverage. |
| Y 1-6 employees N 7+ employees | Dental | No deductible / 80% basic coverage | Higher basic coverage options for 5-6 & 7+ employees |
| Y 1-6 employees N 7+ employees | Extended
health care
Additional services: |
80% coverage for prescription. Drug card provided. 100% coverage no deductibles. | Higher deductible option for 7+ employees |
| Hospital coverage | Semi private |  |
|
| Priv. duty nursing | $10,000 / year | ||
| Paramedical | $500 / practitioner/year | ||
| Hearing aids | $300 every 5 years | ||
| Vision care | $100 every 2 years | ||
| Out-of-country travel benefits | $1,000,000 / yr first 180 days / trip age 65+ first 60 days |
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